This privacy applies to all the digital services, websites, and applications offered
                            by Infina Insurance Broking Pvt. Ltd. and Infina Reinsurance Broking Pvt. Ltd.  (collectively, the “Services”), but excludes services that have separate
                            privacy
                            notice that do not incorporate this privacy notice.
                        
                        Infina Insurance Broking Pvt. Ltd. and Infina Reinsurance Broking Pvt. Ltd. (“We” or “us”) that provides Insurance broking services, is
                            primarily
                            responsible for the personal information collected and held in relation to the Service. A
                            description
                            of Services and our contact details are available at: https://www.infinainsure.com
                        
                        
                        
                        
                        
                            
                            
What Personal information we collect from you
                            When you visit our website or use our service, we gather PII (personally identifiable
                            information)
                            such as name, age, gender, email, telephone number, address, etc. You may be further
                            requested to
                            provide information in connection with your lifestyle preferences and health in general for
                            the
                            purpose of providing certain insurance related information, products and services.
                            
                            
How we use your personal information
                            We utilize your personal information to furnish you with comprehensive data and insights
                            regarding
                            various insurance schemes, policies, and related services available in the market for your
                            benefit. We
                            utilize your personal information to facilitate the requested services and ensure a seamless
                            experience for you. We do not engage in the sale, rent, trade, or exchange of personally
                            identifying
                            information belonging to our users at any point. Your collected information may be shared
                            with the
                            insurance companies with whom we have contractual agreements, and contracted service
                            providers
                            to support the operational aspects of our services.
                            
                            
                            The purposes for which we use your personal information include resolving disputes,
                            informing you
                            about online and offline updates, customizing your experience, offering Products and/or
                            services
                            that may meet your needs as well as fulfilling other purposes communicated to you during the
                            data
                            collection process.
We encourage you to contact us to update or correct your
                            information
                            if it changes or if the personal
                            information, we hold about you is inaccurate. We shall not be held liable in case you have
                            shared the
                            wrong contact number or e-mail ID.
                            
                            
Information Sharing
                            We may share your personal information with third parties for the purposes described in this
                            privacy policy under the following circumstances:
                            
                            
                                
                                    - Insurance companies, service
                                        providers,
                                        technology services providers, platform
                                        partners and business partners. We may share
                                        your personal information with our service
                                        providers and business partners for insurance
                                        solicitation, providing pre/post-sale services,
                                        claims servicing, and providing you with any other services as permissible under
                                        applicable laws.
- We may share your personal information
                                        when it is requested or required by law or by any court,
                                        governmental agency, or authority to disclose, for investigation where we
                                        believe to comply with
                                        legal and regulatory obligations. Additionally, we may share your personal
                                        information to enforce or
                                        apply any agreements between us and you, resolve disputes, or protect our rights
                                        or the rights of any
                                        third party.
- 
                                
 
                            Information Security 
                            To protect your privacy and security, we
                            always use industry-standard encryption
                            technologies when transferring and receiving
                            user data exchanged with our site. These
                            measures are aimed at ensuring the ongoing
                            integrity and confidentiality of personal information. “Please be aware that, despite our
                            ongoing efforts, no security measures are perfect or
                            impenetrable”.
                            
                            
                            We will keep your personal information as long as we have a relationship with you. Once our
                            relationship with you has come to an end, we will retain your personal information for a
                            period that
                            enables us to:
                            
                            
                            
                                
                                    - maintain business records for analysis
                                        and/or audit purposes;
- comply with record retention
                                        requirements under the law and as per regulatory requirements;
- defend or bring any existing or
                                        potential legal claims; and
- address any complaints regarding the
                                        Services.
- 
                                
 
                            
                            We will delete your personal information when it is no longer needed for the purposes
                            mentioned
                            above. In cases where technical constraints
                            prevent complete deletion, we will implement
                            measures to prevent any further processing or
                            use of personal information.
                            
                            
Links to External Websites
                            We may provide links to other websites not owned or controlled by us that we think might be
                            useful
                            or of interest to you. We are not, however, responsible for the privacy practices used by
                            other
                            website owners or the content or accuracy contained on those other websites. Links to other
                            websites do not constitute or imply endorsement by us of those websites, any products or
                            services
                            described on those websites, or any other material contained in them. We advise that you
                            contact
                            any third-party websites directly for their individual privacy policies.
                            
                            
Collection of Non- Personal Information
                            We may automatically gather non-personal information about you, including details such as
                            internet
                            protocol (IP) addresses, browser type, internet service provider (ISP), portal type number
                            of clicks, etc. We may also aggregate the details that you have submitted. You cannot be identified
                            from this
                            information, and it is only used to assist us in providing an effective service.
                            
                            
Grievance Handling
                            To address any concerns or grievances, we have established multiple avenues to ensure swift
                            resolution. Your feedback is important to us, and we encourage you to connect with us
                            through the
                            following channels.
                            
                            
Available modes of communication: –
                            
                                
                                    - Email: You can reach us at appaccounts@infinainsure.com or
- Letter: Send your concerns via
                                        letter addressed to the
                                        Principal Officer/Compliance officer,
                                        Infina Insurance Broking Pvt Ltd
                                        6th Floor, Laxmi Insurance Building
                                        Unit No. 0700002710041
                                        Sir P. M. Road, Fort, Mumbai - 400 001
                                        Telephone: +91 226 6375200
                                        between 10 am and 6 pm, from Monday to Saturday
                                        (excluding public holidays) or
- 
                                    
- Website: Visit here at Visit
                                        our website https://www.infinainsure.com/contact.html
                                        for online
                                        submissions of complaints.
- 
                                
 
                            
                            Changes to Privacy Policy
                            We reserve the right to modify this Privacy Policy at our sole discretion. In the event of
                            significant
                            changes in how we use, store, or share your personal information, we encourage you to
                            regularly
                            check this page for any updates to our Privacy Policy.
                            
                            
                            
Cookies Policy
                            We may obtain information about your general
                            internet usage by using a cookie file or tags on
                            the site which are stored on the hard drive of
                            your computer. Cookies contain information
                            that is transferred to your computer’s hard
                            drive. They help us to improve our site and to
                            deliver a better and more personalized service. They enable us to:
                            
                            
                                
                                    - estimate our audience size and usage
                                        pattern;
- store information about your
                                        preferences, and so allow us to customize our site according to your
                                        interests;
- speed up your searches; and
- recognize you when you return to our
                                        site.
- 
                                
 
                            
                            Cookies and tags used on this site include, but are not limited
                                to:
                            Google Analytics (“GA”) and Google Tag
                                Manager: We use GA to better understand how
                                customers are using our website/portal and to
                                assist in managing the performance and design.
                                Google stores the information collected via
                                cookies. For more information about GA, please
                                see Google’s Privacy Policy and Help Pages.
                            
                            
                            Purpose
                            The purpose of this policy is to
                                implement the time period for which data shall be retained
                                and after which the data to deleted.
                            
                            
                            Scope
                            The scope of this policy is to provide
                                detailed policy and procedures for implementation of
                                Data Retention & Deletion at Organization.
                            
                            
                            Policy Statement
                            
                            Data Retention
                            
                                
                                    - All data shall be retained, at
                                        minimum, the time frame as specified in any current,
                                        standing governmental laws and regulatory requirements.
 
                            
                            Data Deletion
                            
                                
                                    - Data shall be deleted after the
                                        prescribed period of data in use as per Regulators’
                                        Guidelines.
- Approved and Non-Approved users can
                                        also request for deletion of data and the same
                                        shall be processed as per guidelines.
 
                            
                            
                            Responsibility for Policy
                            The HEAD – IT is responsible for development, maintenance, implementation, operation
                                and escalation of enforcement of these policies and standards.
                            
                            
                            Procedures
                            
                            Retention
                            
                                
                                    - No data residing within any of the
                                        Organization’s facility or technology equipment will
                                        knowingly be destroyed prior to this timeframe unless such laws are modified to
                                        reflect
                                        a new time frame.
- If such changes do occur, the new
                                        timeframe will be subject to the new law and all data
                                        will be retained as per the new guidelines.
- Under no circumstances is data to be
                                        removed, discarded, disposed of, or otherwise
                                        destroyed that will compromise legal compliance, data integrity, or
                                        institutional needs.
- The Organization shall make every
                                        effort to extend the data retention timeframes of all
                                        data as long as the institution requires access without compromising any legal
                                        statues
                                        set forth regarding storage or destruction of such data.
- No data will be destroyed prior to or
                                        retained longer than any legal requirement
                                        dictates.
- The Organization will continually
                                        utilize backup equipment, secondary-site storage, and
                                        regular backup schedules to ensure that critical data is retained and kept from
                                        corruption or other types of data loss.
- Every effort shall be made to ensure
                                        the institutional data needs are given top priority
                                        in the event of a loss of data, corruption of data, or if data recovery is
                                        necessary.
 
                            
                            
                            Data Deletion as per Regulatory Requirements
                            
                                
                                    - Data will be deleted as per regulator’s guidelines.
- Regulator’s prescribed timeframe for the retention of the data should be observed.
                                        Once the retention period is completed, the data should be deleted from the system.
- In case of multiple regulators and different time period for retention and deletion of
                                        data, timeframe of the regulator that has the longest period will be followed.
- Data will be deleted only from the data in use and not from the data at rest.
- Customer / Non-Customer can request for the deletion of client information from the
                                        organization at any stage. This data
                                        retention and deletion policy is in
                                        consonance with the applicable laws
                                        and guidelines of the Regulator(s).
                                        Customer / Non-Customer data can be
                                        deleted when Customer / Non-
                                        Customer requests for deletion from
                                        own registered email id or through
                                        prescribed channel.
 
                            
                            
                            Data Deletion as per User’s Request
                            
                                
                                    - User will have option to request to
                                        delete their data from the Organization’s records.
- After receiving request from the user,
                                        the data will be deleted in following manner:
- On receipt of request from our
                                        Approved Users, their accounts will be
                                        deactivated and such users will
                                        not be able to use our services.
                                        However, the data for such
                                        users shall be retained as per
                                        our data retention policy in
                                        consonance with the applicable
                                        laws and guidelines of the
                                        Regulator. The data archived
                                        will be users Mobile Number,
                                        Email ID and User ID.
- On receipt of request from Un-
                                        approved Users, all Your data will deleted once
                                        the request is processed at our end. However, the data archived will be users
                                        Mobile Number, Email Id and User ID.